Like in most states, New York State requires most employers to carry workers’ comp insurance coverage for their employees. For employees injured on the job in the Empire State, this means they will likely receive compensation for any injuries incurred on the job. Citizens enjoy several employment rights under these laws. Understanding these rights will help New York workers secure…
You don’t need to be super-rich to benefit from a well-crafted estate plan. However, it’s crucial that it’s done correctly so you can take care of the people close to you. A basic estate plan consists of three main documents – a will, a health care proxy and a durable power of attorney. The final two designate others to handle…
Life is full of unexpected circumstances, some of which may prove to be completely life-altering. There are many arguments for why creating an estate plan before you need one could be beneficial to you and your family. Drafting an estate plan when you’re not in a time of crisis can give you the time necessary to make reasonable decisions for…
New York State does compensate some workers for work-related mental health difficulties caused by stress on the job. Of course, the state’s workers’ compensation does not cover every mental health issue, even if it arises from the job. The line between covered and not covered (compensable and not compensable) is where the legal disputes begin and end. An apparent rise…
Many people think that estate planning is a task reserved for older generations. Others simply put it off because it can be difficult to confront the idea of mortality. But the purpose of an estate plan is to make sure you and your family are prepared for the future. And since life can be unexpected, it doesn’t hurt to take…
If you are working on your estate plan, you’re probably also thinking your future medical situation. It’s a good idea to decide what choices you would like to be made in the event that you are unable to speak for yourself. Depending on your preferences, you may want to create an advanced directive or specific medical order. Advanced directives An…
When you hear the words “estate planning,” you probably imagine expensive estates owned by celebrities or wealthy families. You probably don’t think that estate planning even applies to you – it’s for rich people who have multimillion-dollar homes and luxury cars. What can estate planning do for you? Why should you bother? Estate planning is not only for rich families.…
Estate planning is largely about taking care of your family when you pass, but it’s not the only aim. You’ll also need to look out for yourself in case of hard times, but it can be hard when you don’t have the proper medical planning in place. An analysis by Health Affairs revealed that a mere 37% of people have…
When you work on creating your will, you will have one very important decision to make: who will serve as your estate’s executor. An estate executor has many responsibilities, including settling any of your estate’s debts, finding your assets and distributing them, filing for probate and paying any final bills and taxes. Often, those who have children choose one of…
Dementia is a progressive syndrome that causes the gradual loss of thinking, memory and reasoning abilities. When a person enters the later stages of dementia, they might lose the ability to move around on their own, speak or make themselves understood and require help with most, if not all, daily activities. Alzheimer’s most commonly causes dementia, but can also be…
Noticing an older loved one having trouble caring for him or herself can be difficult for New York residents and those elsewhere. Some adult children may notice that their parent is having trouble remembering certain things or has not been paying bills or handling other matters as necessary. In some cases, the issues could reach a point where an adult…
Construction workers often utilize many types of equipment to get the job done. In some cases, they may use scaffolding to work at height on the exterior of buildings or other structures. Unfortunately, scaffolding accidents are not uncommon, and when they occur, serious injuries typically follow. It was recently reported that four construction workers in New York were injured in such…
