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Watching your parents age is rarely easy, and it may be difficult to accept that your parent may no longer be safe living on his or her own. There are many considerations involved in deciding whether to move your mother or father into a nursing home or assisted living...
It's difficult to watch your aging parent decline, and more difficult still to realize they are no longer able to manage alone. Your elderly loved one may be capable of managing their personal care but is making bad financial decisions. Fortunately, guardianship isn't...
Realizing you are no longer capable of going about daily life without assistance is often painful. Resistance to gaining that help by relocating into a facility is an understandable and common reaction. After all, the prospect of leaving your home for a place filled...
Imagine you visit your father on a regular basis. You have no concerns and all is well. Until something changes. You notice that his medication bottles go unopened or maybe they empty far too quickly. Perhaps he forgets your name or calls you by the name of a sibling....
Medicaid is a health care program that provides help to a wide range of people with low incomes and limited financial resources. Established in 1965, Medicaid is jointly run by state and federal governments and provides benefits for health care and long-term care...
If your spouse needs nursing home care but you do not, you may have questions about how this will affect your finances. With nursing home care ranging from $5,000 to $8,000 a month, you may have concerns about how you will afford care for your spouse. In certain...
For many, the notion of having to live in a long-term care facility is a troubling thought. But as difficult as the decision is, considering your future care needs in advance can provide you with valuable time to research different options and find the best match for...
Few decisions are harder than choosing whether or not you need to place an aging parent into a long-term care facility. Unfortunately, for many, the scenario is unavoidable. A person turning 65 today has a 70% chance of needing some form of long-term care, and 20%...
If your spouse’s health has deteriorated to the point that you no longer feel confident in your competence as a caretaker, it may be time to have a hard conversation about long-term care options. It’s a difficult moment in any relationship. You may feel incredibly...
Planning ahead for the healthcare you need can be daunting. The costs can quickly drain your assets, and aid may not be available until you’ve got nothing left. Fortunately, there may be a way to get assistance before your well runs dry. A private room in an assisted...
