If your spouse’s health has deteriorated to the point that you no longer feel confident in your competence as a caretaker, it may be time to have a hard conversation about long-term care options. It’s a difficult moment in any relationship. You may feel incredibly uncomfortable at the prospect. You may even feel like you’ve failed your partner in some…
When asked, most people agree that they want to avoid living in a nursing home or other long-term care facility as long as possible. The majority of seniors prefer to stay in their homes to maintain their privacy and dignity. Their home may also contain many happy memories of their marriage and their children, so they may understandably want to…
Most of New York State remains in strict lockdown in response to the COVID-19 pandemic. But workers deemed essential, such as healthcare workers and grocery store employees, remain on the job. Despite safety measures to minimize the risk of infection, some essential workers are still getting sick. But if you think that New York’s essential workers who have been forced…
Creating an estate plan can be a grim but necessary chore. If you already have your end of life plans in order, you’re far ahead of the curve. Only four in every 10 adults in the U.S. have a will, and the top reason cited for not having one is “I haven’t gotten around to it yet.” However, having an estate plan…
Planning ahead for the healthcare you need can be daunting. The costs can quickly drain your assets, and aid may not be available until you’ve got nothing left. Fortunately, there may be a way to get assistance before your well runs dry. A private room in an assisted care facility in New York costs almost $150,000 per year. That’s over…
The Family Medical Leave Act, otherwise known as FMLA, can impact any employee who experiences a serious medical issue or family situation that requires time off work. It can also apply to situations where you get injured and cannot perform your daily job duties, similar to workers’ compensation. Overlap for both There are certain situations where both these rules can…
As the child of senior citizens, you do not want your parents to become victims of financial abuse. Unfortunately, any aging and vulnerable person with significant assets can be a potential target for this form of elder abuse, especially if they are living with dementia and have lost the ability to handle their financial affairs. Unscrupulous members of your family…
When a person dies, all their possessions and assets go into their estate to await distribution. An individual must then manage and distribute these assets per the instructions of the will. This person is the executor. Being chosen as an executor means that the deceased individual trusts that person to distribute their assets honestly and fairly. Being named as an…
Like in most states, New York State requires most employers to carry workers’ comp insurance coverage for their employees. For employees injured on the job in the Empire State, this means they will likely receive compensation for any injuries incurred on the job. Citizens enjoy several employment rights under these laws. Understanding these rights will help New York workers secure…
You don’t need to be super-rich to benefit from a well-crafted estate plan. However, it’s crucial that it’s done correctly so you can take care of the people close to you. A basic estate plan consists of three main documents – a will, a health care proxy and a durable power of attorney. The final two designate others to handle…
Life is full of unexpected circumstances, some of which may prove to be completely life-altering. There are many arguments for why creating an estate plan before you need one could be beneficial to you and your family. Drafting an estate plan when you’re not in a time of crisis can give you the time necessary to make reasonable decisions for…
New York State does compensate some workers for work-related mental health difficulties caused by stress on the job. Of course, the state’s workers’ compensation does not cover every mental health issue, even if it arises from the job. The line between covered and not covered (compensable and not compensable) is where the legal disputes begin and end. An apparent rise…
