Estate plans are one of the most comprehensive ways to plan for the unexpected, but the whirling vortex of legal terms can leave you confused and concerned. With a host of similar-sounding terms, in your paperwork, you may face some uncertainty about potential gaps in your estate plan. The confusion surrounding the terms “health care directive” and “health care proxy”…
Although the Covid-19 pandemic sweeping the United States is demonstrably worse than it has ever been, states are reopening (which is largely contributing to the explosion in new cases). That means more people going back to work. While the return to work is good for the economy, it puts many employees in serious danger. And due to a lack of…
Although many people are working from home now due to the Coronavirus, there are still plenty of New Yorkers who need to travel to and from work every day. Most employees are covered for injuries that occur at work and in the scope of employment. But what about injuries that occur during the daily commute? Unfortunately, these injuries are not…
When a senior’s cognitive abilities begin to slip, it starts to affect their ability to maintain their independence and make meaningful decisions. Whether due to the onset of dementia or other related health issues, if you have a parent who can no longer make rational decisions regarding their finances, health care or other essential aspects of life, pursuing legal guardianship…
People are living much longer in the modern era. Advancements in medical treatments and technologies mean that people nearing retirement age will likely enjoy 20 to 30 more years of life. However, these Baby Boomers need to plan properly. About 70% of Americans age 65 or older will require long-term medical care. These late-in-life treatments can be expensive, so people…
While there is a great deal of misinformation surrounding estate planning, the fact of the matter is everyone could benefit from having an end-of-life plan in place. Without one, state laws will dictate what happens to all of your belongings – and how much of your estate your beneficiaries should receive. If you wish to have a say in how…
For many, the notion of having to live in a long-term care facility is a troubling thought. But as difficult as the decision is, considering your future care needs in advance can provide you with valuable time to research different options and find the best match for your circumstances. Too often, a sudden change in a senior’s physical or mental…
In an effort to control the spread of coronavirus, governors across the country issued shelter-in-place orders for their communities. As workers return to their jobs after months of quarantine, many expect to find increased safety and prevention measures to keep them safe. To help companies design these new rules and processes, the National Council for Occupational Safety and Health (National…
Few decisions are harder than choosing whether or not you need to place an aging parent into a long-term care facility. Unfortunately, for many, the scenario is unavoidable. A person turning 65 today has a 70% chance of needing some form of long-term care, and 20% will need it for five or more years. As difficult as it may be, there…
No one wants to plan for their end of life, but it’s a necessary evil if you want some say in what happens should you die or become incapacitated. After you pass on, an estate plan isn’t so much for you as it is for your family and loved ones– and that includes your four-legged friends. It may seem unnecessary…
You might not think you need an estate plan. Maybe you are uncomfortable thinking about death currently in your life. Maybe you don’t have many assets to give your family after your death. Maybe you simply expect your spouse to get everything. No matter the reason, though, it is important to know what will happen to your estate if you…
It can be stressful to place a loved one in a long-term facility or nursing home. And no family wants to discover that the facility in charge of your loved one’s care is trying to scam them of their stimulus check. In the wake of COVID-19, the government has issued stimulus checks, which is part of the CARES Act designed…
