The vast majority of employers in the country, including in New York, are legally required to provide workers’ compensation benefits and coverage to their employees. This often means that workers who are injured on the job can recover compensation for their injuries simply by informing their employer and taking advantage of the benefits that they already have. In many cases, your employer’s insurance company will cover your medical expenses without much difficulty.
Because these benefits are afforded to you by both your employer and the law, you may wonder why you would ever need the assistance of an attorney. After all, if you are given the payout when you are injured, then there is nothing else to worry about, right? Unfortunately, it is not as easy as it seems. Workers’ compensation laws can be very complex, and New York law was recently changed to significantly affect the amount of compensation to which an injured worker is entitled.
Under New York law, the amount you can receive from workers’ compensation benefits is capped based on the severity of your injuries. In many instances, insurance companies will make assumptions about your injuries and pay you accordingly. An attorney can help you take action to prove the full extent of your injuries so that you are not given a smaller payout than you deserve.
In some instances, your claim may be denied as well, and an attorney can help you prove that your claim is legitimate and that you deserve compensation. The truth is that even if you are offered money by your employer’s insurance company, it is a good idea to consult with an attorney to see if the offer you were given even begins to cover the amount of money you are truly entitled to. If you have been injured on the job in New York, consider contacting an attorney.