If you are familiar at all with workers’ compensation, you probably know that it is often a very simple process: you suffer an injury on the job, you alert your employer, your employer informs the insurance company and you receive a payout unless your claim was denied. Claims are not denied very often, but if it does happen, you may need to take additional measures in order to recover the compensation that you deserve. Even if your claim is not denied, you may still wish to consult an attorney.
As strange as it may sound, a payout from your insurance company may not be the best thing for you, especially with how New York law handles workers’ compensation claims. Nowadays, the amount of compensation you can receive is limited based on the severity of your injuries. What this means for you is that the insurance company may decide for themselves how serious your injury is, and that might cause them to pay less than you deserve.
Imagine, for instance, you fall from a high place due to lack of safety features at your place of work, and you break a leg. The insurance company may payout the maximum compensation for a broken leg, not fully realizing the extent of the damages you have suffered. Such a fall could also cause injury to your spinal column and possibly even your head and brain depending on how you landed, and yet if these injuries are not discovered or revealed, you will not be compensated for them.
If you have suffered an injury on the job, even if you receive a payout from your employer’s insurance, it is in your best interests to visit our webpage. We can help you evaluate your claim based on the full extent of your injuries and ensure that you get the compensation you deserve.