Workers' compensation applies to nearly all work-related injuries and health concerns and allows employees to be safe in the knowledge that they and their families will be cared for even if they are unable to earn an income. Many issues of work-related injuries are accidents that occurred on the job, such as slipping and falling or being injured by a large piece of equipment. However, some workers' compensation related issues are illnesses that occur because of work-related circumstances.
A question that our office often receives is whether or not an applicant for Social Security Disability can work while applying for the disability benefits.
A key component the Workers' Compensation Board uses in determining the amount of benefits an injured worker is eligible to receive for his or her workers' compensation claim is the degree/ percentage of disability that the worker sustained due to his or her workplace accident and/or occupational disease. As a case progresses, a doctor or Administrative Law Judge may determine that the worker is less than 100% disabled. At this point in time the insurance carrier will likely raise the issue of labor market attachment.
It truly cannot be overstated just how dangerous the job of a construction worker is. Every job comes with some risk of injury, but there are few jobs in which the risk of injury is so great considering how many elements are beyond the workers' control. Construction workers are required in many instances to work at incredible heights with very few safety features to prevent them from falling. Additionally, construction workers must use massive equipment at these extreme heights, and these elements can add up to a dangerous accident.
Even though many workers are protected by the benefits afforded to them through workers' compensation, there is always the understandable fear that they will suffer an injury that is not covered. People who have been told by their health insurance that prescription glasses are not covered, for example, may have reason to be skeptical about their protections. Most workers can rest assured that if they suffered an injury at work, then their workers' compensation benefits will cover them.
Nearly every employee is covered by workers? compensation in New York, including part-time employees and even some volunteers. These benefits are vital to many occupations, particularly those with hazardous conditions, such as construction workers or factory workers. Workers? compensation benefits exist to ensure that individuals who suffer an injury or illness on the job are taken care of, so that they can do their job safe in the knowledge that if any tragedy should befall them, they and their family will have security.
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