Every job we take comes with its share of risks and potential hazards. From sitting and staring at a computer screen all day in the same position to carrying heavy loads or operating dangerous equipment, on-the-job injuries are a real possibility for anyone who works. Employers have an obligation to their employees to mitigate these risks as much as possible by giving workers proper safety training and providing a safe work environment. When an accident does happen, employees should be covered by workers’ compensation, which generally pays for medical expenses, lost wages and rehabilitation.
Every job comes with its inherent dangers and employers are supposed to mitigate these potential pitfalls by providing well-maintained equipment, offering safety training and constantly monitoring the workplace for potential hazards. When an injury does occur, workers should receive workers’ compensation to take care of medical expenses and lost wages.
When the economic downturn came, some businesses closed while others made big changes in order to stay open. The job losses flooded the market with the unemployed and underemployed, some of whom began picking up work as independent contractors. In the trucking industry, for example, some truckers left behind working as employees in order to become independent owner/operators.
Thousands of New Yorkers get up each morning and head to a construction site to continue work on a new building or renovation project. Unfortunately, construction work often poses significant risk to workers, and there are several types of injuries a person can sustain on the job. Workers' compensation is designed to help victims of workplace accidents navigate a difficult time and help them get back on track. This money can cover medical expenses as well as lost wages that result from time away from work.
Independent research has proven that, in the past, New York's workers' compensation structure neither provides a positive medical benefit or timely payment to injured workers. Quick delivery of workers' compensation benefits, however, causes employers to incur fewer costs than those associated with delayed payments. Not to mention, prompt payment is obviously helpful for the injured worker. Unfortunately in New York, it seems that workers who are most in need of compensation seem receive the least and wait the longest for their benefits.