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Are there injuries that workers' compensation does not cover?

We have previously mentioned how workers' compensation covers nearly all work-related injuries, including injuries that were suffered during horseplay depending on the circumstances. However, there are obviously some injuries that are not covered by workers' compensation, and there are surely many people who are curious as to what those injuries might be. Fortunately, this article can help. The article features a great deal of information regarding workers' compensation and answers many common questions.

Of course included in these answered questions is which injuries are not usually covered by workers? compensationn benefits. Exempt injuries are likely what you would expect, but it may surprise you to learn just how few exceptions there are. Injuries that were self-inflicted are not covered, nor are injuries suffered in the act of a crime. Additionally, if you injure yourself while intoxicated or while in violation of company policy, you will likely not benefit from workers' compensation.

This should give you a much clearer idea of just how many types of injuries you can be compensated for if you are hurt while on the job. It is also important to remember that the above mentioned exceptions are injuries that are not usually covered. This means that, depending on the circumstances of the injury, workers' compensation benefits may cover you even if your injury falls into one of the above categories.

For this reason, it is important to meet with an attorney in the event of an on-the-job injury. Not only can they help you get the maximum compensation for your injury, but they can also help you bring a successful claim in cases where you may not think you are eligible for compensation at all.

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Success Stories

  • A 43 year old ironworker who fell four stories and sustained injuries to his ankle while installing a staircase settled his claim for $1,500,000.00. The accident was due to the failure of the building owner and general contractor to provide a safe place to work.
  • A construction worker operating an asphalt roller settled his case for $525,000.00 when the edge of the roadway he was paving collapsed into a trench being dug by a subcontractor causing him to sustain injuries to his leg.
  • A 54 year old commuter settled his case against the NYCTA for $1,200,000.00. when he tripped and fell on a subway platform due to the pavement being in disrepair, causing him to fall forward and to strike his head on a train pulling into the station.
  • The estate of a 64 year old woman received a settlement of $425,000.00 after she was struck and killed by a speeding tractor trailer while crossing the street at the intersection of Richmond Terrace and Port Richmond Avenue.
  • A $1,200,000.00 settlement was reached on behalf of a 54 year old man from Staten Island, New York, who, while in the course of his employment as a bus driver, was rear-ended on the Garden State Parkway and caused to suffer injuries to his back and neck as well as a fractured rib and fractured pelvis.
  • A 47-year-old building superintendent who sustained injuries to his head and right side of his body due to a tripping hazard at his job site received a settlement of $300,000.00 from the electrical company performing work at the site.
  • A 43 year old construction worker was caused to sustain injuries to his back, shoulder and hand when the elevator he was riding malfunctioned and dropped 8 floors. He received $350,000.00 in the settlement of his claim against the building owner, maintenance company and elevator company.
  • The administrator of the estate of a 69 year old man who suffered stage four pressure sores while a patient at a Queens nursing home settled the case for $400,000.00 after the man died.
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Phone: 347-201-4447
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