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New York's workers' compensation costs compared to other states

The costs that go into providing workers’ compensation benefits may not seem important to many people. After all, employers are legally required to offer workers’ comp benefits to their employees, with a few exceptions, and as long as the workers are able to take advantage of the benefits, you might decide that you don’t care about the costs. However, when you consider that the state with the nation’s highest workers’ comp premium rates has a rate nearly twice as high as the median rate across the entire United States, the disparity becomes notable.

According to a recent study, the state of New York has the fourth highest premium rates throughout the entire country, behind only California, Connecticut and New Jersey. The reasons for these higher rates are debatable, and could be anything from higher risks to workers in the area to more expensive litigation processes. With this in mind, it is not surprising that the state of New York has made changes to workers’ compensation laws in order to limit the amount of compensation injured workers can receive.

In the last decade, New York’s laws have changed to place a cap on the maximum amount of compensation victims of workplace accidents are entitled to. The cap is based on the severity of the victim’s injury. With this in mind, it is even more important to make a strong case to demonstrate how serious your injury is so that you can receive the compensation you deserve for your injury.

Of course, the state of New York is trying to be more frugal with its workers’ compensation benefits, which is why victims can benefit from the aid of an attorney. Consulting with a legal adviser who is familiar with New York’s workers’ compensation laws can ensure that you receive the compensation you need to fully recover from your injury without suffering a lapse in quality of life.

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Success Stories

  • A 43 year old ironworker who fell four stories and sustained injuries to his ankle while installing a staircase settled his claim for $1,500,000.00. The accident was due to the failure of the building owner and general contractor to provide a safe place to work.
  • A construction worker operating an asphalt roller settled his case for $525,000.00 when the edge of the roadway he was paving collapsed into a trench being dug by a subcontractor causing him to sustain injuries to his leg.
  • A 54 year old commuter settled his case against the NYCTA for $1,200,000.00. when he tripped and fell on a subway platform due to the pavement being in disrepair, causing him to fall forward and to strike his head on a train pulling into the station.
  • The estate of a 64 year old woman received a settlement of $425,000.00 after she was struck and killed by a speeding tractor trailer while crossing the street at the intersection of Richmond Terrace and Port Richmond Avenue.
  • A $1,200,000.00 settlement was reached on behalf of a 54 year old man from Staten Island, New York, who, while in the course of his employment as a bus driver, was rear-ended on the Garden State Parkway and caused to suffer injuries to his back and neck as well as a fractured rib and fractured pelvis.
  • A 47-year-old building superintendent who sustained injuries to his head and right side of his body due to a tripping hazard at his job site received a settlement of $300,000.00 from the electrical company performing work at the site.
  • A 43 year old construction worker was caused to sustain injuries to his back, shoulder and hand when the elevator he was riding malfunctioned and dropped 8 floors. He received $350,000.00 in the settlement of his claim against the building owner, maintenance company and elevator company.
  • The administrator of the estate of a 69 year old man who suffered stage four pressure sores while a patient at a Queens nursing home settled the case for $400,000.00 after the man died.
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